The National Flood Insurance Program (NFIP) rules contain very specific timelines that must be adhered to and dictate when the full annual premium must be paid and received prior to insurance coverage being effective for a new policy, a renewal policy or a policy endorsement. (click here to view a complete summary of NFIP payment guidelines)
The Flood Insurance Agency offers our clients several convenient methods in which to pay premiums, some of which are designed to allow us to constructively receive payment and enable us to provide immediate evidence of coverage to a mortgage lender.
We accept payment by check or money order. These payments can be mailed or sent by overnight delivery to us at:
5700 SW 34th St.
Gainesville, FL 32608
Electronic bank withdrawal authorization allows The Flood Insurance Agency to provide immediate evidence of flood insurance coverage to a mortgage lender. These funds are deducted directly from your checking account in the same manner as when a check clears through your financial institution. Insufficient funds in your account at the time of the withdrawal will be treated by the NFIP the same as if a check were returned for insufficient funds, and the flood insurance policy will be voided.
Click Here to pay using electronic bank withdrawal.
Credit cards can also be used for payment of premium. We accept VISA, MasterCard, and American Express. Credit card payments can be transmitted electronically online, by fax, or by telephone. We will attempt to notify you if your charge is not authorized by your credit card company. Policies are not subject to cancellation for reasons other than those set forth in the NFIP rules and regulations. In matters involving billing disputes, cancellation is not available other than for billing error or fraud.
Click Here for payment using your credit card online
For payment using your credit card by telephone: Call us toll free at 877-FLOOD-4-U (877-356-6348).
For payment using your credit card by fax: Our fax number is 800-859-2186.
(click here for a printable credit card fax transmittal form - PDF)